Payments + Finance · Single-location dispensary

A cash flow cushion for the slow season

Canopy & Co. · Phoenix, AZ

Canopy & Co. storefront
Advance funded

$90K

Advance funded

Repaid from daily deposits

100%

Repaid from daily deposits

“Repayment moves with our sales. On slow weeks we pay less, and we never had to choose between inventory and payroll.”
Tom Whitfield, Owner · Canopy & Co.

The challenge

Canopy & Co. saw sales dip every winter while supplier payments stayed fixed.

What SALT did

SALT Finance structured a merchant cash advance repaid as a share of daily card deposits, using the processing history from SALT Payments.

The outcome

The store kept its inventory stocked through the slow season and repaid without a separate monthly payment to manage.

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